What Xero costs for your team
$27/month · $324/year
Based on the listed entry price. Higher plans, add-ons and taxes cost extra.
Xero price history
No price changes logged since we started tracking on October 3, 2026. Changes we find are added here and on Price Watch.
Cheaper or similar alternatives to Xero
Payments, Accounting & Banking: entry prices compared
| Tool | Cheapest paid plan | Checked |
|---|---|---|
| Xero | Early $27/month | Oct 4, 2026 |
| QuickBooks | $38/month | Oct 3, 2026 |
| Bench | Bookkeeping Light $199/month | Oct 5, 2026 |
| BILL | Free / Essentials $49/user/month | Oct 4, 2026 |
| Brex | Free / Premium $12/user/month | Oct 4, 2026 |
| Expensify | Free / Collect $5/user/month | Oct 4, 2026 |
| FreshBooks | Lite $23/month | Oct 4, 2026 |
| Lemon Squeezy | Usage-based | Oct 4, 2026 |
| Lightspeed Retail | Basic $89/month | Oct 4, 2026 |
| Melio | Free / Core $20/month (billed yearly) | Oct 4, 2026 |
| Mercury | Free / Plus $29.90/month (billed yearly) | Oct 4, 2026 |
See every tool in Payments, Accounting & Banking.
Questions about Xero pricing
How much does Xero cost?
Xero's cheapest paid plan is listed at Early $27/month on xero.com, checked on October 4, 2026. Prices can vary by region, billing period and promotions, so confirm on the official pricing page before buying.
Does Xero have a free plan?
No permanent free plan was listed when we checked xero.com on October 4, 2026. Some tools offer a free trial instead.
Prices are the cheapest paid plan we list, in USD. We check prices on each vendor’s own pricing page and log changes on Price Watch. Some links are affiliate links (disclosure); that never changes a listed price.